Short answer
You may qualify for the Equifax Hard-Inquiry Disputes settlement if this is true for you: “I got a notice (with a Claim Number and PIN) about the Equifax hard-inquiry dispute settlement because I disputed a hard inquiry with Equifax.” The claim deadline is Nov 29, 2026. Payout, as stated by the official settlement administrator: Official estimates: about $300 (Certified Group), $100 (General Dispute Group), $400 (New York Subclass); may be higher or lower. File only on the official claim site: https://www.equifaxdisputeclassaction.com/claimform.aspx
Key facts
- Who qualifies: people for whom this is true: “I got a notice (with a Claim Number and PIN) about the Equifax hard-inquiry dispute settlement because I disputed a hard inquiry with Equifax.”
- Claim deadline: Nov 29, 2026
- Payout (as stated by the official administrator): Official estimates: about $300 (Certified Group), $100 (General Dispute Group), $400 (New York Subclass); may be higher or lower
- Proof: Claim Number and PIN from your notice.
- Notes: Nationwide. Membership is based on Equifax's records; use the Claim Number and PIN on your notice.
- Official claim site: https://www.equifaxdisputeclassaction.com/claimform.aspx
The official notice and claim site control. A possible match is not a guarantee: the settlement administrator decides whether a claim is valid. Claim forms are often signed under penalty of perjury, so only file if you honestly qualify. Filing is free.
Frequently asked questions
Who qualifies for the Equifax Hard-Inquiry Disputes settlement?
People for whom this statement is true: “I got a notice (with a Claim Number and PIN) about the Equifax hard-inquiry dispute settlement because I disputed a hard inquiry with Equifax.” Nationwide. Membership is based on Equifax's records; use the Claim Number and PIN on your notice. The official notice sets the exact class definition.
What is the Equifax Hard-Inquiry Disputes settlement claim deadline?
Nov 29, 2026. Deadlines can change; confirm on the official site.
How much does the Equifax Hard-Inquiry Disputes settlement pay?
As stated on the official settlement site: Official estimates: about $300 (Certified Group), $100 (General Dispute Group), $400 (New York Subclass); may be higher or lower.
Do I need proof?
Claim Number and PIN from your notice.
Where do I file?
Only on the official settlement website: https://www.equifaxdisputeclassaction.com/claimform.aspx. Filing is free; never pay a fee to file.
Sources
Checked against the official site on . How we verify. Spot an error? Email [email protected].
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