Who is usually in the class
Data breach settlement classes are usually defined by who was notified that their information was involved. For example, the AMCA data breach settlement class with Clinical Pathology Laboratories and Austin Pathology Associates is defined as people who were sent notice that their information was or may have been involved in the AMCA security incident (official FAQ). If you got a breach notice letter, keep it: it may help you confirm eligibility.
Common types of benefits
- Reimbursement of documented out-of-pocket losses that are fairly traceable to the breach, with documentation required.
- An alternative cash payment for people who don't claim documented losses. In the AMCA settlement, this is estimated at $50 per valid claimant (official FAQ).
- Some settlements may also offer other benefits, such as credit monitoring. Check the official notice for what yours offers.
Health and website "pixel" privacy settlements
A related type of settlement involves websites or apps that allegedly shared visitors' information with third parties through tracking tools. Several of the settlements in our checker are this type; eligibility is usually based on using a particular website, app, or patient portal during a date range.
Protect yourself after a breach
The FTC's IdentityTheft.gov recommends checking your free credit reports at AnnualCreditReport.com, considering a credit freeze, and accepting free credit monitoring if a company offers it. According to the FTC, a credit freeze is free to place and lift and doesn't affect your credit score, and an initial fraud alert lasts one year and can be renewed (FTC). If someone used your information, report it at IdentityTheft.gov.
Watch for scams
Breach news brings fake "settlement" messages. Never pay a fee to file. See How to spot settlement scams.